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Native American Housing: Homeownership Opportunities on Trust Lands Are Limited

RCED-98-49 Published: Feb 24, 1998. Publicly Released: Feb 24, 1998.
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Highlights

Pursuant to a congressional request, GAO reviewed the homeownership opportunities for Native Americans on trust lands through private, conventional lending, focusing on: (1) the number of conventional home purchase loans private lenders made to Native Americans on trust lands; (2) the major barriers to conventional home purchase lending to Native Americans on trust lands; (3) efforts to facilitate conventional home purchase lending to Native Americans on trust lands; (4) whether the implementation of the Native American Housing Assistance and Self-Determination Act of 1996 will result in more conventional home purchase loans being made to Native Americans on trust lands; and (5) whether the backlog at the Bureau of Indian Affairs of requests for certifying documents affecting the legal status of the trust lands has been a deterrent to conventional home purchase lending to Native Americans.

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Block grantsForeclosuresHousing programsIndian landsLending institutionsLoan defaultsLoan repaymentsMortgage loansMortgage programsNative Americans